Smart Installment Management Software for PK Businesses

Automate your credit sales and recovery. From electronics to real estate, manage payment plans, late fees, and customer ledgers with Pakistan's most flexible installment system.

  • Flexible Weekly/Monthly schedules
  • Automated Late Fee & Fine Engine
  • Guarantor & KYC Document Tracking
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Installment Management Dashboard
Recovery Tracking Enabled

Trusted By Leading Businesses

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Designed for the Pakistani Installment Market

Standard accounting software doesn't understand "Kisht" (Installments). Moneypex is built to handle the unique challenges of local credit sales, from guarantor tracking to recovery management across the electronics, auto, and real estate sectors.

Localized Recovery Workflows

Tailored processes for field recovery officers, including location tracking and mobile-first entry systems for doorstep collections.

Zero Financial Leakage

Automated late fee calculation and ledger locking prevents unauthorized discounts and ensures every 'Jurmana' is collected.

WhatsApp First Communication

Send automated payment reminders and professional digital receipts via WhatsApp, increasing trust and transparency.

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Installment Management Dashboard

Core Engine of Moneypex Installments

Plan
Scheduler

Late Fee
Engine

Digital
Passbooks

Guarantor
Tracking

Recovery
Analytics

SMS/WhatsApp
Reminders

Flexible Billing

Weekly, Monthly & Custom Payment Plans

Every customer has a different capacity. Moneypex allows you to create highly flexible payment schedules. Whether it's a 6-month plan for a smartphone or a 3-year plan for a plot, the system automates the rest.

Smart Kisht Planner

Auto-generate monthly schedules including down payments and processing fees with one click.

Late Fee Automation

Automatically apply daily or monthly 'Jurmana' (fines) on overdue installments to ensure timely recovery.

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Payment Plan Setup

Recovery Control

Customer KYC & Guarantor Management

In installment businesses, documentation is everything. Securely store CNIC copies, utility bills, and Guarantor (Zamin) details in a centralized digital vault.

KYC and Guarantor Vault

Digital Document Vault

Upload and link scanned agreements, promissory notes, and ID cards directly to the customer ledger.

Dual Guarantor Tracking

Link up to two guarantors per sale with contact details and location mapping for easier recovery.

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Field Operations

Mobile Recovery App & Instant Receipts

Empower your recovery officers with the Moneypex mobile app. Collect installments at the customer's doorstep, issue digital receipts instantly, and update the head office in real-time.

WhatsApp Receipts

No more manual paper receipts. Send professional, branded payment confirmations via WhatsApp instantly.

Recovery Officer Dashboards

Track the performance of your recovery team – who collected how much and what's pending in the field.

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Mobile Recovery App

Simple, Transparent Pricing

Choose the plan that fits your installment business. 14-day free trial included.

Basic

For small installment businesses

PKR 3,000 /month

14 Days Free Trial

Start Free Trial
  • Unlimited Installment Plans
  • Customer Management
  • Payment Tracking & Basic Reporting
  • 1 User Included

Additional Charges (per month)

  • Extra User PKR 500
? Most Popular

Standard

For growing businesses

PKR 5,000 /month

14 Days Free Trial

Start Free Trial
  • All Basic Features
  • Advanced Reporting & Analytics
  • Automated Payment Reminders
  • Custom Payment Plans
  • 1 User Included

Additional Charges (per month)

  • Extra User PKR 500

Premium

Enterprise solution

PKR 8,000 /month

14 Days Free Trial

Start Free Trial
  • All Standard Features
  • Multi-Currency Support
  • Custom Fields & Templates
  • Advanced Analytics Dashboard
  • Priority Support & Training
  • 1 User Included

Additional Charges (per month)

  • Extra User PKR 500

Trusted by Installment Businesses in Pakistan

From electronics showrooms to real estate developers, businesses rely on Moneypex for recovery.

Frequently Asked Questions

Everything you need to know about Pakistan's #1 Installment Management Software

Yes, Moneypex is highly flexible. You can adjust installment amounts, due dates, or even shorten/extend the agreement period based on your customer's request at any time.

You can set custom late fee rules (percentage or fixed amount) that apply automatically once a deadline is missed. The system updates the customer's ledger instantly, so your recovery officer knows the exact amount to collect including the fine.

Absolutely. For every installment sale, you can record up to two guarantors with their CNICs, contact numbers, and addresses. This is critical for the Pakistani market where recovery often depends on verified guarantors.

Yes, Moneypex sends automated SMS and WhatsApp reminders for upcoming installments. Once a payment is made, an instant digital receipt is also sent to the customer's phone, improving trust and transparency.