/* ========================================
   WHY MONEYPEX SECTION - CLEAN STYLES
   No hover effects, no boxes around icons
   ======================================== */

/* Section Styling */
.why-moneypex-section {
    padding: 5rem 0;
    background: #ffffff;
    position: relative;
}

/* Section Header */
.why-moneypex-heading {
    font-size: clamp(2rem, 4vw, 2.75rem);
    font-weight: 700;
    color: #111827;
    margin-bottom: 1.5rem;
    text-align: center;
}

.why-moneypex-description {
    font-size: clamp(1rem, 2vw, 1.125rem);
    color: #64748b;
    max-width: 800px;
    margin: 0 auto 1rem;
    line-height: 1.7;
    text-align: center;
}

.why-moneypex-cta {
    font-size: clamp(0.9375rem, 1.5vw, 1.0625rem);
    color: #1E5CAA;
    font-weight: 600;
    text-align: center;
    margin-bottom: 3rem;
}

/* Cards Grid */
.why-moneypex-cards {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
    max-width: 1300px;
    margin: 0 auto;
    padding: 0 2rem;
}

/* Individual Card Styling - NO HOVER */
.why-card {
    background: white;
    border: 1px solid #e5e7eb;
    border-radius: 1.25rem;
    padding: 2.5rem 1.5rem;
    text-align: center;
    box-shadow: 0 1px 3px 0 rgba(0, 0, 0, 0.05);
    height: 100%;
    min-height: 220px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
}

/* Card Icons - NO background, NO border, NO box */
.why-card-icon {
    width: 100px;
    height: 100px;
    min-width: 100px;
    min-height: 100px;
    border-radius: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    flex-shrink: 0;
    background: transparent;
    background-color: transparent;
    border: none;
    box-shadow: none;
    outline: none;
}

/* Image icons - clean and bigger */
.why-card-icon img {
    width: 90px !important;
    height: 90px !important;
    object-fit: contain;
    border: none;
    background: transparent;
    box-shadow: none;
    outline: none;
}

.why-card-icon svg {
    width: 90px !important;
    height: 90px !important;
    color: #1E5CAA;
    border: none;
    background: transparent;
    box-shadow: none;
    outline: none;
}

/* Remove all card icon backgrounds */
.why-card-1 .why-card-icon,
.why-card-2 .why-card-icon,
.why-card-3 .why-card-icon,
.why-card-4 .why-card-icon {
    background: transparent;
    background-color: transparent;
    background-image: none;
    border: none;
    box-shadow: none;
    border-radius: 0;
    outline: none;
}

/* Card Titles */
.why-card-title {
    font-size: 1.125rem;
    font-weight: 600;
    color: #111827;
    margin: 0;
    line-height: 1.4;
    text-align: center;
}

/* Responsive - Tablet: 2 columns */
@media (min-width: 768px) and (max-width: 1199px) {
    .why-moneypex-cards {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.75rem;
    }
    
    .why-card {
        padding: 2rem 1.5rem;
    }
}

/* Responsive - Mobile: 2 columns */
@media (max-width: 767px) {
    .why-moneypex-section {
        padding: 3.5rem 0;
    }
    
    .why-moneypex-cards {
        grid-template-columns: repeat(2, 1fr);
        gap: 1rem;
        padding: 0 1rem;
    }
    
    .why-card {
        padding: 1.75rem 1rem;
        min-height: 180px;
    }
    
    .why-card-icon {
        width: 70px;
        height: 70px;
        min-width: 70px;
        min-height: 70px;
        margin-bottom: 1.25rem;
    }
    
    .why-card-icon img,
    .why-card-icon svg {
        width: 60px !important;
        height: 60px !important;
    }
    
    .why-card-title {
        font-size: 1rem;
    }
}

/* Responsive - Extra Small Mobile */
@media (max-width: 480px) {
    .why-moneypex-cards {
        gap: 0.75rem;
        padding: 0 0.5rem;
    }
    
    .why-card {
        padding: 1.5rem 0.875rem;
        min-height: 160px;
    }
    
    .why-card-icon {
        width: 60px;
        height: 60px;
        min-width: 60px;
        min-height: 60px;
    }
    
    .why-card-icon img,
    .why-card-icon svg {
        width: 50px !important;
        height: 50px !important;
    }
}

/* ========================================
   MTD COMPLIANCE SECTION - CLEAN ICONS
   No boxes, no borders, no hover effects
   ======================================== */

.mtd-feature-item {
    display: flex;
    gap: 1rem;
    align-items: flex-start;
    border: none;
    outline: none;
    background: transparent;
}

.mtd-feature-icon {
    width: 3rem;
    height: 3rem;
    min-width: 3rem;
    min-height: 3rem;
    max-width: 3rem;
    max-height: 3rem;
    background: transparent !important;
    border-radius: 0 !important;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    border: none;
    outline: none;
    box-shadow: none;
}

.mtd-feature-icon svg {
    width: 1.5rem;
    height: 1.5rem;
    color: #1E5CAA;
    border: none;
    outline: none;
    box-shadow: none;
}

/* ========================================
   DISABLE ALL FOCUS/HOVER EFFECTS GLOBALLY
   ======================================== */

/* Disable focus-visible outline for MTD section */
.mtd-compliance-section *:focus-visible,
.mtd-feature-item:focus-visible,
.mtd-feature-icon:focus-visible,
.mtd-feature-icon *:focus-visible {
    outline: none !important;
    border: none !important;
    box-shadow: none !important;
    }

/* Disable ALL hover effects on why-card-icon */
.why-card-icon:hover,
.why-card-icon:focus,
.why-card-icon:focus-visible,
.why-card-icon:active,
.why-card:hover .why-card-icon,
.why-card:focus .why-card-icon {
    transform: none !important;
    box-shadow: none !important;
    border: none !important;
    background: transparent !important;
    outline: none !important;
}

/* Disable ALL hover effects on why-card */
.why-card:hover,
.why-card:focus,
.why-card:focus-visible,
.why-card:active {
    transform: none !important;
    box-shadow: 0 1px 3px 0 rgba(0, 0, 0, 0.05) !important;
    border-color: #e5e7eb !important;
}

/* Disable ALL hover effects on MTD elements */
.mtd-feature-item:hover,
.mtd-feature-item:focus,
.mtd-feature-item:active,
.mtd-feature-icon:hover,
.mtd-feature-icon:focus,
.mtd-feature-icon:active,
.mtd-feature-item:hover .mtd-feature-icon {
    transform: none !important;
    box-shadow: none !important;
    border: none !important;
    outline: none !important;
    background: transparent !important;
}